While one insurance company may provide great rates for excellent drivers, another insurer may be a better choice if you have a speeding ticket or poor credit. Car insurance companies each have their own way of calculating rates, so prices can vary considerably. Get car insurance quotes from at least three insurance companies for the same level of coverage and deductible amount. You can save on car insurance by shopping around, maximizing discounts and increasing your deductible. It doesn’t hurt to get online quotes and also speaks with an agent who can help you identify the best car insurance for you. There are benefits to both approaches, and there’s no law against contacting multiple insurance agents. An “independent” insurance agent can sell policies from multiple insurance companies and can get you quotes from different insurers.

A “captive” agent works for one insurance company and can give you a quote only from that insurer.

There are generally two types of insurance agents: Speak with or visit a local insurance agent who can help you find affordable car insurance options and get you a car insurance quote.

To save time, use a website that provides quotes from multiple companies.

You can visit several insurance company websites and compare quotes. Many auto insurance companies offer free car insurance quotes online. Here are two ways to get car insurance quotes, which are always free:

Direct line insurance quote